I presume you say "bad" because of color on color. But I strongly believe that the reason for the rule is to show contrast, and I think sable on gules does that—or is that sanguine?
If the cross raguly is supposed to be Sabkle, a little fimbration is in order. If its some form of "proper" then a bit of fiddlin’ with the palette is in order.
Otherwise, as University arms go, not bad at all!